Roy (CA) (64 Points)
30 November 2016I stay in Delhi locaton I have a 780 CIBIL Score and I want to take a Personal Loan of 5+ lacs. I have approxy 4 credit cards, 2 EMIs about 4k are running on 3 cards. I have always paid the full outstanding amount on time for these cards. I am a little confused now whether my CIBIL score is enough for gettting a personal loan in Delhi.
janender aneja
(ca)
(42 Points)
Replied 30 November 2016
janender aneja
(ca)
(42 Points)
Replied 30 November 2016
CA Neha Agrawal
(CA)
(825 Points)
Replied 30 November 2016
apart from cibil score your income and liability also determines what loan amount you will get. 780 score is good
Unnikrishnan B
(Branch Manager)
(740 Points)
Replied 01 December 2016
In the case of persinal loans some public sector banks prefer that the salary ti be routed to their sb account.in the case of private banks tget are generally giving within 35 months .so your income shiuld be eligible fir tge loan amiunt .i wiuld say that do not go for personal loans as it fetch much more interest rate .even if new generation private banks quote their interest rate as 8 or 10% it the flat rate of interest
Kindly look into it
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