Today's question: All four teams have improved on paper after a busy offseason. Will the Houston Texans repeat as division champs? Will more than one team make the playoffs? Our AFC South reporters make their predictions.

Michael DiRocco, Jacksonville Jaguars reporter: I'm going with the Texans as the division champs. Even though I have reservations about Brock Osweiler, all he needs to be is an average quarterback and that should be good enough for the Texans to win 10 games. Houston seriously upgraded its speed on offense and receiver DeAndre Hopkins should be in the conversation for offensive player of the year. The Texans' defense is pretty darn good -- J.J. Watt, and all -- so the strides the team makes on offense make the difference. The Jaguars are a year away from being a serious division contender, and the Titans need at least another season. I don't buy the supposedly repaired Chuck Pagano-Ryan Grigson relationship in Indianapolis. That's going to implode at some point in 2016. No other teams but the Texans make the playoffs.

Tania Ganguli, Houston Texans reporter: The Texans will be much better than they were last season. While Osweiler will have some growing pains in the offense, it won't match the catastrophic turmoil they experienced at the position in 2015. Further, they'll expect to be more consistent on defense from earlier in the season. There, too, they'll have more stability. As such, even though the Texans' schedule will be significantly more difficult in 2015, they'll be able to defend their division crown. But the AFC South still has not reached a point where it is good enough to field a wild-card team. Only the Texans will make it to the postseason.

Paul Kuharsky, Tennessee Titans reporter: The Colts will return to the top of the division and show that Andrew Luck's pre-injury struggles in 2015 were a blip for him. Either the Texans will maintain some of their success from last season or the Jaguars will blossom with the final pieces they needed to reach a playoff level. The AFC South will have two playoff teams for the first time since 2012.

Mike Wells, Indianapolis Colts reporter: So much has been talked about Houston and Jacksonville's offseasons, but it's hard to go against the Colts to win the division now that Andrew Luck is healthy. Luck had the worst season of his career in 2015, but you can't forget he led Indianapolis to the playoffs in each of his first three seasons with teams that weren't overly talented. The Colts made improving the offensive line -- their weak link during the Luck era -- a focal point of the offseason. Luck still has T.Y. Hilton, Donte Moncrief, Dwayne Allen and Frank Gore at his disposal. Houston will also represent the AFC South in the playoffs. The Texans finally have a quarterback they can depend on in Brock Osweiler to lead the offense so they no longer have to rely strictly on J.J. Watt and the defense to carry them.