Complete Financial Solutions Enters into Agreement to Acquire Bank

Complete Financial Solutions Inc. (“CFSI”) (OTC:CFSU) announced it had entered into a material definitive agreement (“Agreement”) with American Patriot Financial Group, Inc. (“APFG”) and its wholly owned bank subsidiary American Patriot Bank (“Bank”), pursuant to which CFSI acquired 23.3% of the Bank’s common stock for a purchase price of $245,000. Under the terms of the Agreement, within nine months of receipt of approval of a change in control by applicable banking regulatory authorities, CFSI will purchase a controlling interest in the Bank for an additional investment totaling $1,050,000.

Under the terms of the Agreement, within eighteen months following CFSI’s acquisition of control of the Bank, and subject to compliance with applicable legal requirements, CFSI will acquire 100% of the common stock of the Bank, and purchase the outstanding shares of APFG preferred stock for either cash or shares of common stock.

“We are very excited to make this acquisition of a state chartered bank with assets of nearly $73 million," stated Allen Ringer, CEO. "This new addition to the CFSI family will allow for further diversification and growth of our emerging financial services company, as well as providing new revenue and profitability channels.”

About CFSI

Complete Financial Solutions Inc. is an emerging financial services company. Through its subsidiary companies, CFSI offers mortgage origination and processing services in 26 states. Acceptance Capital Mortgage Corporation (“ACMC”) is a HUD-approved lender allowing ACMC to both bank and broker FHA loans. ACMC offers a spectrum of mortgage products through a variety of correspondent and broker relationships. Insurance Solutions Inc. offers protection products to mortgage customers of ACMC and to the general public. For more information, visit www.cfsi.biz.

This press release may contain forward-looking statements that involve risks and uncertainties concerning our expected performance and comments within the safe harbor provisions established under The Private Securities Litigation Reform Act of 1995. Actual results may differ materially from the results predicted and reported results should not be considered as an indication of our future performance. We believe that these potential risks and uncertainties include, without limitation: uncertainty regarding our future revenue growth, operating results and profitability; our business being dependent on the health of the mortgage industry; government regulation; and the effect of industry restructuring, higher interest rates or adverse economic conditions. Statements in this release should be evaluated in light of these factors.We have included a detailed discussion of certain risks and uncertainties that could cause actual results and events to differ materially from our forward-looking statements in the section titled “Risk Factors,” filed with our Annual Report, posted with the OTC Disclosure and News Service on July 22, 2013, which is available at www.otcmarkets.com.CFSI undertakes no duty to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.